Damages Liability Debate

The cluster discusses who bears responsibility for damages in scenarios involving accidents, negligence, service failures, or false claims, often debating insurance coverage, accountability without fault, and compensation for affected parties.

📉 Falling 0.4x Legal
2,492
Comments
20
Years Active
5
Top Authors
#9478
Topic ID

Activity Over Time

2007
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2009
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2010
37
2011
52
2012
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2013
92
2014
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2015
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2016
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2017
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2018
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2019
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2020
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2021
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2022
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2023
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2024
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2026
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Keywords

IMO UP OP IANAL insurance damages damage fault covered insurance company property owner write credit card

Sample Comments

adrianN Feb 24, 2017 View on HN

The damage is still yours even if its not your fault

WelcomeShorty Dec 5, 2022 View on HN

As long as you yourself pay for the potential "avoidable" damage: sure!

sigstoat Apr 20, 2018 View on HN

why shouldn't the customer be able to recover damages from you if you had an accident, or were negligent? they were paying you to take care of this stuff for them. if they wanted the risk of accident and incompetence, they'd just do it themselves.

metadat Aug 29, 2024 View on HN

There don't have to be damages?

shinycode Jan 26, 2023 View on HN

Yeah and whose responsibility is it when not catched in time and there this consequences / damage ?

Natsu Dec 1, 2021 View on HN

This is absurd, if they cause the damages, they should be on the hook to pay for them too.

somada141 Jan 17, 2019 View on HN

That might be misconstrued as property damage :D

JohnMakin Sep 22, 2025 View on HN

Presumably talking about damages.

ajb Dec 19, 2023 View on HN

Insurance won't cover if you knew there was a fault and didn't fix it!

29083011397778 Jan 4, 2019 View on HN

The point isn't a personal payout, the point is to hold the negligent party responsible