Damages Liability Debate

The cluster discusses who bears responsibility for damages in scenarios involving accidents, negligence, service failures, or false claims, often debating insurance coverage, accountability without fault, and compensation for affected parties.

📉 Falling 0.4x Legal
2,492
Comments
20
Years Active
5
Top Authors
#9478
Topic ID

Activity Over Time

2007
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2009
11
2010
37
2011
52
2012
75
2013
92
2014
57
2015
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2016
128
2017
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2018
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2019
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2020
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2021
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2022
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2023
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2024
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2025
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2026
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Keywords

IMO UP OP IANAL insurance damages damage fault covered insurance company property owner write credit card

Sample Comments

adrianN • Feb 24, 2017 • View on HN

The damage is still yours even if its not your fault

WelcomeShorty • Dec 5, 2022 • View on HN

As long as you yourself pay for the potential "avoidable" damage: sure!

sigstoat • Apr 20, 2018 • View on HN

why shouldn't the customer be able to recover damages from you if you had an accident, or were negligent? they were paying you to take care of this stuff for them. if they wanted the risk of accident and incompetence, they'd just do it themselves.

metadat • Aug 29, 2024 • View on HN

There don't have to be damages?

shinycode • Jan 26, 2023 • View on HN

Yeah and whose responsibility is it when not catched in time and there this consequences / damage ?

Natsu • Dec 1, 2021 • View on HN

This is absurd, if they cause the damages, they should be on the hook to pay for them too.

somada141 • Jan 17, 2019 • View on HN

That might be misconstrued as property damage :D

JohnMakin • Sep 22, 2025 • View on HN

Presumably talking about damages.

ajb • Dec 19, 2023 • View on HN

Insurance won't cover if you knew there was a fault and didn't fix it!

29083011397778 • Jan 4, 2019 • View on HN

The point isn't a personal payout, the point is to hold the negligent party responsible