Medicaid Coverage Debate

There’s Medicaid for these situations

What if you live in one of the many states which refused to expand Medicaid under the ACA, and make enough money to be ineligible for Medicaid but not enough to afford health insurance or directly pay for medicine?

It’s not Medicare it’s Medicaid and the qualification can be up to 400% of the poverty line and the coverage tends to be quite good with minimal ($5) out of pocket costs. In some areas it can be harder to find a family doctor because Medicaid pays them so little for a visit, but drug coverage, for example is comparable to private plans (with way less out of pocket).And now with Obamacare exchanges, low incomes folks can qualify for substantial premium subsidies. Deductibles and out of pocke

Only if your family income is so low that you qualify for Medicaid.> Almost every state has multiple Medicaid programs. But, as a good rule of thumb, if you make less than 100% to 200% of the federal poverty level (FPL) and are pregnant, elderly, disabled, a parent/caretaker or a child, there’s likely a program for you. And if you make less than 133% of the FPL, there’s possibly a program for you, depending on whether your state expanded under Obamacare.<a href="https://w

"no healthcare"How does that work, exactly? To produce this post I googled up the actual data for the state I live in, civilized area far from the coasts (near Chicago but not too close thankfully).Hopefully this isn't too docs droppy but where I live any single adult making $1011.67 or less per month, or any pregnant woman or any under 18 year homeless kid making $3035.01 or less per month qualifies for the totally free medicaid. Its not like they cut you off at a penny o

Medicaid (see my answer below). I was shocked to find out I qualified given my income level in the past year, but since I made no money, it was free for my wife and kids and i had to pay a heavily subsidized rate for marketplace insurance, with no expected pay back now that my income is back to normal. I honestly think that the 'America has no social programs' trope that is often parroted by online personalities does a lot of harm in that it discourages people from applying. I applied

His anecdote refuted the point he was responding to, which inaccurately stated that only emergency care is covered. Medicaid covers long term care for poor people. (In 18 mostly southern states Medicaid doesn’t cover childless adults, but that encompasses a distinct minority of the population of poor people even in those states. In the other states Medicaid covers everyone below a certain income level). Most people who fall into the “went bankrupt from medical bills” category are ones who weren’

So why not apply for medicaid or medical assistance, or whatever it's called in your state? That's what it's for!

You have to be really poor to get Medicaid in most states. Yes there are relatively cheap subsidized insurance options for people not quite poor enough to get Medicaid but the deductibles are so high that these same people will end up broke before the insurance even starts paying out so they see no point in buying it.

Uh, Medicaid and healthcare.gov beg to differ