Insurance Purpose Debate

The cluster centers on discussions explaining the fundamental role of insurance in covering unlikely but catastrophic financial risks, with many commenters responding to perceived misunderstandings by stating 'that's what insurance is for.'

📉 Falling 0.5x Finance & Crypto
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Comments
20
Years Active
5
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#6562
Topic ID

Activity Over Time

2007
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2010
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2011
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2012
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2013
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2015
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2017
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2018
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2026
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Keywords

PMI MacBook USD i.e insurance insure insurer value mitigation accountability 500 29 hedge cost

Sample Comments

tedunangst May 27, 2023 View on HN

Heh, the real reason to have insurance.

tantalor Feb 5, 2021 View on HN

Explain what "insurance" has to do with it?

johnnyanmac Nov 1, 2024 View on HN

isn't that exactly what insurance is for?

Salgat Mar 19, 2023 View on HN

Isn't this what insurance is for?

mmirate Feb 1, 2018 View on HN

Isn't this what insurance is for?

jeffsco Jul 25, 2014 View on HN

The premise seems false. The insurance is against the cost, as is usual.

abenga Nov 5, 2025 View on HN

That's the point of insurance.

home_boi May 20, 2016 View on HN

Isn't that what insurance is for?

tamana Sep 1, 2016 View on HN

Insurance isn't magic pixie dust, it just moved the cost around.

userbinator Aug 27, 2024 View on HN

You just described the whole concept of insurance.