US Healthcare Costs

Cluster debates the affordability and costs of US healthcare insurance, copays, and out-of-pocket expenses compared to public systems in Europe, Canada, and other countries, including total taxpayer burdens and personal anecdotes.

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#6108
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Activity Over Time

2007
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Keywords

e.g US HN AC imgur.com UK healthsystemtracker.org nytimes.com USA prices.html insurance healthcare health pay health insurance private pocket yr taxes private insurance

Sample Comments

koide Jul 3, 2022 View on HN

You don't need to compare with the past. Just compare with other countries, where you can pay 300 a month and have all your family fully covered privately. No copay. No public health. Although you can skip the payment and get public health. Or even have both and decide when to go private and when public. All in much less powerful economies.

malfist Aug 29, 2023 View on HN

Are you sure you're canadian? You talk about having insurance for US Healthcare here: https://news.ycombinator.com/item?id=36818747#36819112

trymas Dec 2, 2016 View on HN

oh boy..Take into account what will insurance be if you have kids, not to mention that even with insurance you will usually still get an invoice after visit to the doctor/hospital (correct me if I am wrong), which may be substantial amount of money (even after insurance negotiations, etc.).Don't know how it's in US but in EU you have around 20-30 days of payed holidays, payed sick leave, payed _sick child_ leave (!). For example my coworker's 2 kids and wife had severe

bko Oct 29, 2025 View on HN

US person here.I have insurance through my employer as do most Americans. And most are happy with their insurance. I can go to the doctor often same day, I can see a specialist and pay just a co-pay of between $25-50.I had some bills but my out of pocket max is something like $5k, which I have saved up. The benefits of living in the US is that the same kind of work (engineer) pays about 3x as much here and you pay a lot less taxes (save many multiples of my out of pocket max).So I prefe

0xfeba Jun 24, 2020 View on HN

That's not uncommon. US healthcare is expensive. People don't realize socialized healthcare would likely not change their paychecks negatively.

mobiplayer Apr 11, 2014 View on HN

Of course they were shocked, they pay nothing for equal or even better service and they are covered through the whole EU.The problem is not if $150/mo is too much or not. The problems are [1] copay and [2] what happens when you don't have a job or money or neither. We all heard the stories "This car ran over me and I'm $100k in debt now" or "I got this $15k bill because I passed out and the ambulance took me to the hospital". That's just plain impossib

adventured Nov 28, 2021 View on HN

The US out of pocket expense for healthcare is a lot lower than you probably think:https://i.imgur.com/kZlS6pC.pngThe overall US healthcare cost per capita is around double the median of affluent Europe typically; higher than double vs Britain, and lower than double vs eg Switzerland or Norway.A lot of US healthcare is covered entirely or partially by employers. If you're a software developer

vidarh Apr 19, 2023 View on HN

Consider that Americans tax payers pay about $5k/year on average for Medicare and Medicaid that most of them don't (yet) qualify for before they even starting to pay those private insurances. People in most other countries can pay a lot privately before getting close to what the average American tax payer pays for healthcare.The point is that it's an option that is available. Most people in Europe just has a base level health coverage that means most of us don't feel it&#x

mojuba Nov 26, 2021 View on HN

On Europe vs. the US: if you consider private health insurance in the US a part of your taxes, then the difference is not that big anymore. In fact it may even be the other way around: in the US you may be overpaying for health services if you are insured [1][1] https://www.nytimes.com/interactive/2021/08/22/upshot/

craigie Feb 23, 2022 View on HN

Also I bet his healthcare costs were a lot higher in USA.