CBDC and Digital Currencies
This cluster debates Central Bank Digital Currencies (CBDCs) as alternatives to fiat cash, comparing them to decentralized options like blockchain, GNU Taler, and cryptocurrencies, while questioning centralization, use cases, and replacements for physical money.
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Are we sure we're not just re-inventing paper currency?
Except if the cashless currency is on a decentralized blockchain ;-)
Are people using it as a currency? At scale?
The use case is digital money that doesn't require banks.
What would someone use this for, when fiat works everywhere?
I'm talking about a replacement for cash currency.
How about not using fiat currency whatsoever
Will this be a centralized currency?
Not sure what crypto adds to this. Just make a local currency, then you can have physical cash as well as digital.
How about this?https://en.wikipedia.org/wiki/GNU_Taler