European Digital ID Systems

Comments discuss bank-issued or government-backed digital ID solutions like BankID in Sweden/Norway, Mobile-ID in Estonia, and similar systems in Denmark/Belgium, used for secure 2FA authentication across banking, taxes, and public services.

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e.g US estonia.com SSN PKI OTP MVP SMS SIM BankId id banks bank sweden login norway cards digital 2fa app

Sample Comments

We have something vaguely similar with "BankID" in Norway. It's a bank issued digital ID that submits a 2FA to your phone (not through SMS, but through some other system that takes over the whole screen - not sure what it is).It's usable for almost all government agencies or official stuff online here, but I haven't seen anyone use it for third party auth as it costs roughly 10 cents per login for the service using it.

sccxy Oct 22, 2019 View on HN

Estonia also uses Mobile-ID and it works same way as you described.https://e-estonia.com/solutions/e-identity/mobile-id/

smarx007 Apr 1, 2024 View on HN

Sweden has been doing this since 2003 with BankID. Welcome to the 21st century.You can use it to log into bank account pages, file taxes, book appointments with dentists, place orders in (private) pharmacies, check your electricity company account and many more. Any reasonably serious company could request integration.

djxfade Mar 28, 2021 View on HN

I don't know about most of Europe, but in Norway, we use a 2FA system called BankID. You authenticate with either with your phone using a custom SIM app, or an app, or a OTP device. This system is used for everything from banking, to checking taxes, medical records, or signing documents.

hultner Oct 9, 2017 View on HN

Sweden got a system a bit like this called BankID.BankID isn't operated by the government but rather by the system critical banks however it's really ubiquitous today and supported by most government sites, banks and other high security web systems.BankID comes both as hardware keys with smartcards or as a mobile application where you use a local key to sign a request.

piva00 Sep 5, 2019 View on HN

Here in Sweden we have BankID that is used by every bank and a multitude of other services as an authentication mechanism. It is an app on your phone, tied to your bank account and phone number where you use a passcode (or can enable FaceID on iOS) to basically sign any kind of transaction related to your tax agency number.It is really how everywhere should be, I need to pay some bills? Add them to my online banking and when I want to send the orders I just need to send them, open the app and

Numberwang Jun 2, 2017 View on HN

For those in Sweden(and maybe elsewhere), is this similar in any way to the method BankID uses?

TrickyRick Jun 4, 2017 View on HN

Great idea! Exactly this is implemented across pretty much all "important" services in Sweden (Tax office, banks, pension funds, money transfers etc), it's called BankId: https://www.bankid.com/en/It's a great concept but currently somewhat limited to government and financial services, I would love to see something similar get good traction!

ekleraki Jun 30, 2022 View on HN

I live in Denmark, I have an "easyID" (NemID), along with a social security number that allows me to connect to all government websites. The system allows people to use physical passcodes mailed to people, or send a push notification to their phone, to trigger the NemID application to approve or disapprove the entry.As others have mentioned, similar stuff exist in other countries as well.So to me, I'd rather have a single common, shared and opensource system for both Denmark

kalleboo Jun 7, 2022 View on HN

Pretty much all the banks in my country (Sweden) use a local national digital ID system called BankID which is issued by the banks themselves to mobile devices as a second factor and gets tied to your national ID number (and once issued by your bank is used by your bank, other banks, the government for tax filing/address change/receiving official mail digitally instead of physically, signing contracts for e.g. apartments, and even retailers to address auto-fill).All the banks I know