Equifax Breach Identity Theft

This cluster centers on the Equifax data breach, criticisms of credit bureaus for enabling identity theft through poor data security, and user discussions on protective measures like credit freezes and fraud alerts.

📉 Falling 0.2x Security
3,295
Comments
19
Years Active
5
Top Authors
#4477
Topic ID

Activity Over Time

2008
5
2009
7
2010
33
2011
22
2012
16
2013
43
2014
66
2015
98
2016
79
2017
861
2018
432
2019
454
2020
128
2021
231
2022
266
2023
258
2024
203
2025
86
2026
7

Keywords

US CO LifeLock ON SSN PIN BigBank TransUnion THE HN equifax theft identity credit stolen freeze fraud ssn credit card bank

Sample Comments

toofy • Nov 23, 2025 • View on HN

this seems like credit bureaus charging us to protect our data they keep losing.

lemonberry • Apr 22, 2018 • View on HN

Is this the post you're referring to?https://www.kalzumeus.com/2017/09/09/identity-theft-credit-r...

murph-almighty • Sep 25, 2018 • View on HN

"Hi, I'm Equifax, and this is 'Enabling mass-scale identity theft!'"

hbrav • Feb 18, 2021 • View on HN

This might help: https://www.kalzumeus.com/2017/09/09/identity-theft-credit-r...

smegsicle • Oct 15, 2022 • View on HN

equifax is still around after leaking enough information to steal the identities of half of america?

kobalsky • Apr 12, 2022 • View on HN

to be fair it's scarier that someone with a immutable secret number can steal your identity.credit companies now have to do their due diligence before shooting loans left and right.this is THE normal in most of the world.

malandrew • Feb 5, 2015 • View on HN

Identity Theft is not a thing. Others have pointed this out in the past here on HN.https://news.ycombinator.com/item?id=7369725https://news.ycombinator.com/item?id=6583776https://news.ycombinator.com/item?id=7369713<a hre

spraak • Oct 27, 2019 • View on HN

You've missed the point. This is more similar to identify theft.

smaryjerry • Oct 5, 2021 • View on HN

Your personal experience is not statistically relevant data. It is a major problem here in the US, not just fraudulent transactions, but people signing up for credit cards in your name since the equifax data leak, people creating fake ids to be used to reset your accounts in person, constant phone calls attempting to scam people, and even letters in the mail withhuge print saying “last notice - important - pay now” with very small print saying “this is an offer not an invoice” or like that trick

gottorf • Feb 23, 2024 • View on HN

Do you have your credit frozen with just Equifax, or something? Just trying to think of vanilla (i.e. incompetence rather than malice) reasons to explain this. Of course, it goes without saying that they all suck...