P2P Crypto Transfers

The cluster debates direct wallet-to-wallet cryptocurrency transactions, emphasizing benefits like no intermediaries and censorship resistance alongside challenges such as blockchain tracking, high fees, blacklisting, and off-chain alternatives.

📉 Falling 0.2x Finance & Crypto
3,970
Comments
19
Years Active
5
Top Authors
#3734
Topic ID

Activity Over Time

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2011
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2012
54
2013
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2014
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2017
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2018
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2021
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2022
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2023
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Keywords

WTF BTC IANAL GitHub PK transactions transaction wallet crypto wallets money blockchain transfer sending bitcoins

Sample Comments

djbusby May 21, 2022 View on HN

How? It's direct from wallet to wallet

x86x87 Oct 8, 2022 View on HN

I can give you crypto and you can take crypto without any intermediary telling us we're not allowed to transact.

jazzyjackson Sep 9, 2021 View on HN

with what money? the blockchain is the all seeing eye, if you move a penny from one wallet to another, that wallet gets blacklisted too. (not to mention you eat the transaction fee every time you try it!)

adgjlsfhk1 May 22, 2022 View on HN

you can't do that with crypto either (and crypto likely will have higher transaction fees)

superkuh Nov 25, 2022 View on HN

If only there were a system to transfer money between two people that didn't require a trusted third party...

ozmbie Mar 1, 2018 View on HN

You're transmitting cryptocurrency, not fiat. So I'm unsure how it works.

kobeya Jul 15, 2017 View on HN

That's what off chain payments is for.

babl-yc Aug 3, 2022 View on HN

Couldn't you just sell your wallet credentials instead of the chain transaction?

umanwizard Feb 24, 2018 View on HN

What's to stop you from just sending the same money back and forth between addresses you control?

atemerev Aug 2, 2025 View on HN

That sounds insecure. Looks like blockchain and private keys with extra hops. Perhaps you can easily revert banking transactions...