Social Security Comparisons

Commenters repeatedly compare an unspecified proposal or system to Social Security, explaining it as a pay-as-you-go wealth transfer from current workers to retirees rather than an individual investment account, with some calling it a Ponzi scheme.

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Keywords

US security.The HN faq.ssa KA VAT USA i.e SS ROI social security security social retirement pay entitlement money pension elderly retired

Sample Comments

Noxchi Jun 19, 2017 View on HN

Isnt this basically what pensions / social security is?

ruined Jun 27, 2022 View on HN

Social security is not an account you individually pay into and then draw from later, it is a wealth transfer program that taxes presently working individuals to support presently retired individuals.

You'll be supporting all the old people through Social Security/Medicare anyway.

pg_bot May 15, 2019 View on HN

Based on how we've set up social security, yes this is a problem.

nerflad Jun 2, 2017 View on HN

It's just like social security!

mritun Mar 29, 2025 View on HN

Why? Social security is young supporting the old.

reactordev Dec 7, 2025 View on HN

Isn’t social security living off the backs of other people too?

lern_too_spel Dec 18, 2024 View on HN

That's not how social security works. You're not supposed to get a positive return. You directly pay a basic income to retired people (minus administration costs). When you retire, workers pay a basic income to you.

OscarCunningham Feb 16, 2018 View on HN

US social security is also like this.

obmelvin Mar 13, 2020 View on HN

Maybe I misunderstand, but since the money paid out through social security will not be repaid by these 60+ year olds, isn't this a very different thing?