AI Subscription vs API Costs

The cluster focuses on comparisons between fixed-price AI subscriptions (e.g., ChatGPT Plus, Claude Pro) and pay-per-use API pricing from OpenAI, Anthropic, and others, debating affordability, value for coding/heavy usage, and personal spending experiences.

➡️ Stable 1.9x AI & Machine Learning
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#3223
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Keywords

e.g AI USD GPT4 GCP GPT GitHub GPT3 API UI claude api gpt chatgpt openai month claude code pay max anthropic

Sample Comments

cebert Sep 22, 2024 View on HN

$37/mo seems extremely expensive considering you could use ChatGPT or the OpenAI APIs to accomplish the same thing for much less. Best of luck!

ipsum2 Dec 6, 2024 View on HN

Pay as you go using the anthropic API and an open source UI frontend like librechat would be a lot cheaper I suspect.

syntaxing Nov 23, 2023 View on HN

Is this cheaper or more expensive than using OpenAI?

subeadia Oct 4, 2022 View on HN

As basically just a wrapper for the OpenAI API, why would I pay for this? I could do the sane thing in the OpenAI Playground.

samename Jan 20, 2026 View on HN

Stop using ChatGPT or pay $20/month (for now). Alternatively use the APIs instead

lewisjoe Mar 24, 2023 View on HN

How do you handle the OpenAI API costs? Doesn't it reach beyond the free limits and increase your costs when usage increases?

umvi Aug 12, 2025 View on HN

Too bad Claude Code doesn't have a fixed cost plan for teams. The API is super expensive (I can easily spend $6-10 in a single sitting in tokens)

thejazzman Feb 3, 2025 View on HN

using openai or anthropic to my hearts content, configured via api to my editor, i didn't go over $10/mo -- vs $20/mo for their regular product that hit me with rate limits

gwd Apr 7, 2023 View on HN

Sign up for the API and use the playground. You don't get the plugins, but you pay per usage. GPT-3.5 is super cheap, and even GPT-4 isn't that expensive. My first month, when I had only access to GPT-3.5, I didn't even break $1.00; and now that I've gotten access to GPT-4, I'm at about $3. I've only once had it tell me that it was too busy for the request; I tried again 30 seconds later and it worked.

sneak Jun 4, 2025 View on HN

I spent $600 because I did something like 5200 uses.You can start off for much less. I recommend trying claude-4-opus max/thinking. There might be cheaper options but that’s the one that has given me the best results so far.