401k Retirement Plans

The cluster focuses on discussions about 401k plans, including their tax advantages, liquidity restrictions, employer matches, comparisons to pensions, and debates on whether they are a good retirement savings vehicle.

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2,476
Comments
19
Years Active
5
Top Authors
#2909
Topic ID

Activity Over Time

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Keywords

AFAIK w.r US SEP businessinsider.com i.e UK CARES IRA 401k retirement pension employee tax income employer contributions ira money

Sample Comments

qaq Aug 11, 2019 View on HN

why does it have to be exclusively 401k?

bassman9000 Sep 5, 2020 View on HN

I guess you don't have a 401k.

Workaccount2 Sep 4, 2025 View on HN

Your 401k is their social fabric contribution.

yucatansunshine Oct 17, 2022 View on HN

Wait I might be out of the loop here, why's the 401(k) a con?

Beached Nov 9, 2020 View on HN

do you not have a 401k or ira or other similar fund?

alexeisadeski3 Sep 23, 2013 View on HN

The 401k needn't constitute their entire savings.

sidewndr46 Nov 5, 2024 View on HN

It depends on your income level in the US, but in general a 401k is a tax dodge for the employee

qaq Aug 11, 2019 View on HN

Is 401k really something that only small % of the populace has?

gcb0 Feb 7, 2014 View on HN

Unless they are in the group that collected 401k monthly and left to another employer ;)

cyanydeez May 27, 2024 View on HN

Also dependds on whether you have a 401k