401k Retirement Plans
The cluster focuses on discussions about 401k plans, including their tax advantages, liquidity restrictions, employer matches, comparisons to pensions, and debates on whether they are a good retirement savings vehicle.
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why does it have to be exclusively 401k?
I guess you don't have a 401k.
Your 401k is their social fabric contribution.
Wait I might be out of the loop here, why's the 401(k) a con?
do you not have a 401k or ira or other similar fund?
The 401k needn't constitute their entire savings.
It depends on your income level in the US, but in general a 401k is a tax dodge for the employee
Is 401k really something that only small % of the populace has?
Unless they are in the group that collected 401k monthly and left to another employer ;)
Also dependds on whether you have a 401k