Credit Scores Debate
Discussions center on credit scores, their societal impact, criticisms of their fairness and necessity especially in the US compared to Europe, and frequent comparisons or distinctions from 'social credit' systems.
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how come in Europe credit score isn't really a thing and everything works fine? that's another thing that needs to go
Kind of a banking social credit score..
That sounds like "social credit score" to me.
why so tentative? i pay my limited bills on time, i have taken on debt twice and paid it off as soon as possible, living basically within my means, and because of this my credit score is terrible.i can't get a phone contract, a mortgage is out of the question. i automatically fall to the bottom of the list when trying to rent an apartment. don't know what went on at the places i applied to for employment that requested a credit score waiver, but can't imagine it was to my benef
Does it also pull up their social credit scores ?
That seems like it makes sense whatever one think of credit scores, it's actually surprising to me that a form of credit didn't show previously.
This is interesting and a good example where credit scores fail.
Those Social Credit Scores don't just earn themselves, you know...
If we're going to whataboutism, at least include credit score as it is a form of social score.
Doesn’t that create a de facto credit score?