Personal Finance Apps

Users recommend and compare budgeting and personal finance software like YNAB, Firefly III, Gnucash, Lunch Money, and Actual Budget, discussing features such as bank imports, self-hosting, multi-currency support, and user interfaces.

📉 Falling 0.5x Finance & Crypto
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Keywords

e.g CLI CSV index.php MoneyStats github.io mint.com UI SMS HomeBank transactions mint iii bank plaid app import finances transaction finance

Sample Comments

rochak May 21, 2020 View on HN

I use Spendee. It has a nice interface and doesn’t get in the way.

amun-ra Dec 4, 2020 View on HN

Interesting app, how does it compare to YNAB?

dzelzs May 30, 2023 View on HN

Nordigen supports transactions as well (and for free), I personally use it with firefly for personal budgeting

4d66ba06 Jun 15, 2018 View on HN

I use NeoBudget (virtual envelope web app with a mobile app) - you need to manually import your transactions, but it has been rock solid for years: https://neobudget.com/

optimal-choices Feb 16, 2024 View on HN

Looks good! However, if you need multi-currency support, I'd recommend checking out HomeBank.Multi-currency is one of those weird things, where if you actually need it your options are much more limited, but it also feels weird to keep asking financial software developers to keep implement a niche-ish feature. Anyway, it's good to have options.https://www.gethomebank.org/en/i

pothibo Jan 5, 2011 View on HN

You need to enter every purchase yourself? If so, is something like Mint along the same line?

cabraca Jan 28, 2019 View on HN

if its just for your personal finance i would rather use firefly because it does not use third party services and is open source.https://firefly-iii.orghttps://github.com/firefly-iii/firefly-iii

brnt Nov 16, 2020 View on HN

Its not exactly what you're thinking of, but have a look at Firefly-III.

Obscurity4340 Oct 20, 2023 View on HN

MoneyStats is an excellent alternative and well-maintaine analogue to this app although I applaud all devs working in this very unreasonably niche area (balance/cashflow forecasting) when it should be the standard philosophy and UI and overall workflow in terms of personal finance/tools

creatornator Jun 16, 2018 View on HN

I second Gnucash: I've been using it since January, including the budgeting features. There were some weird settings involving which account categories to count as negative/positive transactions to get the budgeting to work.