Mortgage Affordability
Comments discuss how people afford expensive homes through mortgages, loans, and down payments rather than full cash purchases, often questioning financial advice that ignores financing options.
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How would you be able to afford a mortgage?
Taking loan? That's how people with $50K income by $500K homes
He has a house to take a mortgage on.
I'd need to take out a mortgage for that.
Apparently you've never actually taken out a mortgage.
Get a fixed rate mortgage and buy some property
Because he didn't have enough cash for a small mortgage?
Nice idea, but I assume you have neither a family nor a mortgage?
It sounds like you have a mortgage... What is your point?
You make it sound like you must buy a home with a years worth of salary. Vast majority of people gets mortgages to finance their homes.