Mortgage Affordability

Comments discuss how people afford expensive homes through mortgages, loans, and down payments rather than full cash purchases, often questioning financial advice that ignores financing options.

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#1746
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Keywords

NINJA CD i.e mortgage homes loan house buy financing bank cash afford lenders

Sample Comments

Rainymood Apr 29, 2020 View on HN

How would you be able to afford a mortgage?

geodel Sep 15, 2022 View on HN

Taking loan? That's how people with $50K income by $500K homes

mydongle Apr 25, 2020 View on HN

He has a house to take a mortgage on.

Cypher Jan 18, 2016 View on HN

I'd need to take out a mortgage for that.

EpicEng Dec 6, 2016 View on HN

Apparently you've never actually taken out a mortgage.

ErneX Feb 22, 2021 View on HN

Get a fixed rate mortgage and buy some property

cs02rm0 Jul 19, 2014 View on HN

Because he didn't have enough cash for a small mortgage?

skrebbel Mar 12, 2016 View on HN

Nice idea, but I assume you have neither a family nor a mortgage?

blhack Nov 27, 2016 View on HN

It sounds like you have a mortgage... What is your point?

tiborsaas Jan 14, 2021 View on HN

You make it sound like you must buy a home with a years worth of salary. Vast majority of people gets mortgages to finance their homes.